There are loan programs that do offer a zero down payment option. Both the FHA and VA loan programs do not require down payments from the borrower in order to buy a home. However, we have various other loan programs such as FHA loans that offer low minimum down payments. Contact us today and we can run through the options with you and help you decide on a down payment and loan program that fits your family and your budget.

Some items to think about regarding down payments – When deciding how much money to put down on your home, there are some factors to consider. Keep in mind that the larger your down payment, the less your monthly payment will be and in some cases the lower your interest rate will be. Talk to us about your specific situation and we can run the numbers with you and help you decide on the best plan for your family and your budget.